Index Funds - Are they right for you? Index Funds - Are they right for you? by Gabriel Nijmeh Indexing is an investment approach that seeks to match the investment returns of a stock or bond index. An investment manager tries to duplicate the target index by holding all the securities in the index. This is what is called a passive management approach which emphasizes … [Read more...]
Avoid Annuity Tax Problems
Avoid Annuity Tax Problems Millions of investors own retirement annuity accounts but few are aware of the tax implications when the annuity is passed to an heir or beneficiary. A little known tax fact is that income tax on an individually owned annuity can be postponed only if the account owner’s spouse is named as the sole beneficiary. If the annuitant is not married, the … [Read more...]
Cost Cutting Tips to maintain budget
7 Cost Cutting Tips Today's market is rough, so all of us are looking for ways to cut costs. Here are just a few that you can try for yourself: 1. Shared plans with cell phones. If you have a cell phone that offers shared plans (two or more phones sharing the same minutes for a small extra fee) and have a family member that you can trust, ask them if they would like to split … [Read more...]
How to Find Value in No Load Mutual Fund Investing
What are you thinking when it comes to your no load mutual fund selections? Are you saving pennies and sacrificing dollars? Are you spending your time looking at expense ratios, analyzing Morningstar ratings and searching for funds with low fees and no 12b1 charges? If you are like most people, you know these things in and out. You've spent hours evaluating them, and your … [Read more...]
What are the main Asset classes in India?
What are the main Asset classes in India? What is meant by Asset Allocation? Asset allocation is about diversifying your investments across different asset classes so that you can optimise the risk return balance of your portfolio. It ensures that the poor performance of any one asset will not collapse your entire investment plan. What are the main Asset classes in … [Read more...]