Choosing an IRA(Individual Retirement Account) can turn out to be an important part of your financial future. IRA's can be complicated though so you need to decide what type of IRA is right for you. This article will guide you on how to choose an IRA. The first step to choosing an IRA is to examine your finances and to calculate how much income you will be making 20 years … [Read more...]
Mutual Funds Vs. Savings
Always confused between savings and mutual funds ? Thinkin in which to invest ? i m jotting down few points of differences between the two , which may help you out in opting for either of the one . Risk Savings accounts insured institutions face no risk of loss up to the current FDIC account limits. Mutual funds are subject to substantial risk of loss correlated with … [Read more...]
Difference Between ETF & REIT
ETF - Exchange Traded Fund An exchange traded fund, or ETF, is an investment company organized under the same laws as mutual funds. Investors own shares of the fund which is a pool of assets and securities. ETFs are designed to track a specific index such as the S&P 500 or a commodity like the price of gold. Function Shares of ETFs trade on the stock exchanges. You … [Read more...]
Different Types of Annuities
There are several different types of annuities available for investors. Each one has different features and meets different investment needs. The two major types of annuities are fixed and variable. A fixed annuity offers a fixed rate of return over a period of years, while a variable annuity's rate of return changes, depending on how well sub accounts … [Read more...]
Variable annuities v/s Mutual Funds
Annuities are a type of financial product. An annuity is an agreement to pay the holder (or, in some cases, multiple holders) a certain sum of money on a regular basis until the holder dies. In the United States, they are typically issued by insurance companies because the company paying out the annuity is essentially betting against the holder living for a long … [Read more...]