When a company first comes to the market in its initial public offering, it can generate a great deal of interest from investors, making it an attractive time to invest, but in general, the question of whether it is safe to invest in a company at IPO will depend on the perception of its market value. Typically, the IPO is the only time at which the share value of a business … [Read more...]
Rules for Investment
Rule 1- Make the right choice Buy a Winner, Own a Winner. That’s right. You don’t have to reinvent the wheel to be an investor who makes money. By that I mean, you don’t have to find an undiscovered stock to do well. Buying companies that consistently do well is a good concept. Don’t take tips from your neighbor. Unless, of course, he is qualified. But most of your … [Read more...]
Do’s and Don’ts of Personal Finance
Every single person one of us—irrespective of our location, age, gender, hair color, family background or race—has to manage our personal finances. For some, it’s an exciting passion, a never-ending game of “how much can I accumulate in one lifetime”. For others, it’s just part of life, something that needs to be dealt with but doesn’t border on obsession. And finally, for … [Read more...]
The Difference Between Lenders and Investors
Who is an Investor ? An individual who commits money to investment products with the expectation of financial return. Generally, the primary concern of an investor is to minimize risk while maximizing return, as opposed to a speculator, who is willing to accept a higher level of risk in the hopes of collecting higher-than-average profits. An investor is concerned with … [Read more...]
10 Effective Ways to Avoid Loan Fraud
There is always a chance for , misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud. Below you'll find the top ten ways to avoid becoming a victim yourself. 1.Take your time and shop around. You should be able to compare prices and houses. If a lender or broker tells you they are your only chance to get a loan or … [Read more...]