People always spend more than they earn . Many people spend their little income haphazardly without any planning and end up getting broke before month-end whick leads to borrowing to make ends meet and end up with more problems that they fail to repay their debts promptly. However, this is not a prudent way of managing your personal financial affairs. Planning your personal … [Read more...]
The Budget – The Financial Management Tool
The Budget – The Ultimate Financial Management Tool I would like to start with an set of example : look it as a Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. Yet most of us go blindly out into the world without an inkling of an idea about finances and without any plan at all. Not very smart of … [Read more...]