Basic Concept What are "interest only" mortgages? Mortgages are considered to be “interest only” if your monthly payment does not cover the entire loan payment due, that is the mortgage interest and a payment to decrease the loan principal. Every month you are paying the interest only and this means that the loan is literally not going away. The purpose of setting up an … [Read more...]
What is Jumbo Fixed Mortgage Rate
What is Jumbo Fixed Mortgage Rate Still many people are confused about what the call jumbo fixed mortgage rate or jumbo mortgage rate. In the past, moneylenders, and the "lords" (Europe 16 to 18th century) are presented home mortgage loans to "poor" people, often pheasant and labor. Still many people are confused about what the call jumbo fixed mortgage rate or jumbo mortgage … [Read more...]
Exit Strategies for Public Companies
Exit Strategies for Public Companies There are three ways that public company insiders can convert their equity into cash. 1. They can sell their stock to the public. This is the goal of the insiders in most OTCBB and Nasdaq Small Cap Companies. It's summarized in the axiom "Pump & Dump." The stock is promoted as the insiders sell their shares into the public … [Read more...]
Ten Short Selling Strategies
Short Selling Strategies here are dozens of ways to sell short a stock. 1. Traditional Short Sale: Borrow the stock against a fifty percent margin. This is the only type of short sale that can be squeezed when the share price moves up because the short seller must add money to their margin account. 2. A Market Maker Short Sale: U. S. Market Makers are not required to … [Read more...]
Porter’s Five Forces Analysis: Explained
Porter's Five Forces Analysis Harvard professor Michael Porter describes five forces affecting the profitability of companies. These are the five forces he noted: 1) Intensity of rivalry amongst existing competitors 2) Threat of entry by new competitors 3) Pressure from substitute products 4) Bargaining power of buyers (customers) 5) Bargaining power of suppliers These … [Read more...]