Bad debt is debt that makes you poor. Bad debts are expenses or liabilities that do not put any money in your pocket each month. Bad debt is, in every case we could think of, consumer debt. Most of the items you would consider putting on your credit card would fall into this catagory. Good debt, when understood and managed properly, is debt that makes you wealthy. Wealthy … [Read more...]
What are Company Funds Flow?
Company Funds Flow Company funds flow is used to purchase these assets it utilizes to some extent, the sources of funds borrowed in the form of loan and unsecured loans. The assets should not be purchased through short-term loan, but financing through equity capital indicates very sound position of the entity. But the debt-equity ratio is calculated 57% and thus the company … [Read more...]
The Difference Between Lenders and Investors
Who is an Investor ? An individual who commits money to investment products with the expectation of financial return. Generally, the primary concern of an investor is to minimize risk while maximizing return, as opposed to a speculator, who is willing to accept a higher level of risk in the hopes of collecting higher-than-average profits. An investor is concerned with … [Read more...]
Tips & Advice for Using Rewards Credit Cards
Rewards are integral part of every credit card company nowadays . Major credit card companies have recognized the advantages of offering rewards credit cards. These credit card companies have becomes competitive with the help of reward programs. There is constant competition for business among these credit card companies. They hope to convince customers to choose their card … [Read more...]
Things to Consider Before You Apply for Credit Cards
Did you apply for credit cards when you went off to college? I think that almost all of us do this at this point of our lives. Once we hit this stage, we usually dont have any extra money. You can take out student loans to pay for college and work a part time job to cover your food bill, but you still wont have enough cash left for fun.You may suddenly feel as though you have … [Read more...]